Medigap vs. Medicare Open Enrollment: Key Differences

Every fall, I hear a lot of questions about the difference between Medicare open enrollment and Medigap. Here’s what you need to know: Medicare open enrollment runs from October 15 to December 7, and it’s your chance to review your coverage—whether that means switching between original Medicare and Medicare Advantage or making other plan changes. Medigap, on the other hand, is a bit different. These policies help cover out-of-pocket expenses, but you can only enroll during a special six-month window after you sign up for Part B. Helping members understand these timeframes is at the heart of what I do—making sure you feel supported every step of the way.