What You Will Pay for Medicare in 2026

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As we look ahead to 2026, it’s important to know what changes are coming for Medicare costs. The Medicare Part B premium has increased by 9.7%, now reaching $202.90 per month with a $257 deductible. For Part A, the deductible stands at $1,676, and most people won’t pay a premium for this coverage. If you’re considering prescription coverage, the average Part D premium is $46.50 per month, and there’s a $2,100 out-of-pocket cap to be aware of. Medicare Advantage plans are also seeing a change, with average premiums dropping to $14 per month. My goal has always been to help members understand what these numbers mean for their health and budget, so you can feel confident about your Medicare choices.

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